The closing is the final step in the sale, purchase or refinance of the property. Ownership of the property is transferred, title insurance is issued and coverage begins. Those present at the closing may include the buyer, the seller, the lender, real estate agents representing either party, and the closing agent. Realty Title conducts the closing according to the instructions of the lender, the terms of the contract between the buyer and seller, and the requirements of state and federal laws.
The closing disclosure and settlement statement is the document prepared by the title company at closing which shows where all of the money in the transaction is coming from and going to. It gives a 'financial picture' of the closing transaction. At closing, the title company is responsible for preparing this settlement Statement in accordance with the contract, lender's instructions, market practice and state and federal laws. For additional information from ALTA on the Settlement Statement visit www.homeclosing101.org
I truly love Realty Title. I've used them for years. Andy Amy and Stephanie have helped me many times. When I call and say my name they know exactly who I am and know what file I'm calling about. They work well together and I just can't say enough about them personally. Keep up the good work guys.
I had a closing on Halloween with some elderly clients. Andy was dressed up as a vampire or something with a cape. My client was so smitten with Andy, she completely forgot what she was doing there. When we left, she asked if she could come back and see what Andy looked like not in his vampire swag. I know it does not really reveal how good of a job he did for them, but showed them he knows how to have fun! Everytime I see them, they ask me how Andy is. Can not forget him !!!
Special thanks to Andy Wiley and Stephanie McPeake, and Amy Tidwell for above and beyond service consistently. They are always professional, pleasant, and efficient. It is very much recognized and appreciated.
Stephanie, Amy and Andy make closings very enjoyable in a totally professional setting and always look out for my clients and myself. If this was not the case I would not have been your top closer for '12 and '14. For which a plethora of accolades were heaped upon me generously and graciously. I did get a travel mug ;-)
I love closing with Realty Title! Kim Spann is wonderful! She always takes time to answer all of my questions. I love that they are next door! If there is a question I can't answer she is always willing. She is great to my clients!