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Celebrating 30 Years of Title Insurance and Real Estate Closing Excellence

Role & Function of Realty Title in the Closing Process

Everyday in America, someone somewhere is buying, selling or refinancing their home. And behind the scenes there are people like those at Realty Title. Detail-minded professionals, who conduct in-depth searches to find and remedy any problems for the seller, buyer, borrower, or lender. Boundary disputes, liens, assessments, undisclosed heirs - the list of possible problems is considerable. We look for these problems and we make every effort to resolve them, so the deal can close and the home buyer can move in with peace of mind.

Here are some of the details Realty Title may handle for you:

  • Conduct in-depth title search and examination.
  • Order payoffs of mortgages and liens, collect taxes and assessments, and seek out and obtain releases of prior liens.
  • Act as closing agent pursuant to the instructions of the buyer, seller and lender.
  • Act as fiduciary agent to prepare and record documents in accordance with contract, lender instructions and state & federal laws.
  • Conduct a smooth, prompt and professional closing.
  • Explain closing documents and answer questions related to the closing.
  • Serve as escrow and disbursing agent for all funds and distribute funds at closing.
  • Issue title insurance policies - insuring a title that is "free and clear" at your closing.