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  Closing Process
- Introduction
- Documents for Closing
- Refinance Closing
New RESPA Rule
Celebrating 30 Years of Title Insurance and Real Estate Closing Excellence

About the Real Estate Closing

The closing is the final step in the sale, purchase or refinance of the property. Ownership of the property is transferred, title insurance is issued and coverage begins.

Those present at the closing may include the buyer, the seller, the lender, real estate agents representing either party, and the closing agent.

Realty Title conducts the closing according to the instructions of the lender, the terms of the contract between the buyer and seller, and the requirements of state and federal laws.

What is a HUD-I Settlement Statement?

The HUD-I Settlement Statement is the document prepared by the title company at closing which shows where all of the money in the transaction is coming from and going to. It gives a 'financial picture' of the closing transaction. At closing, the title company is responsible for preparing the HUD-I Settlement Statement in accordance with the contract, lender's instructions, market practice and state and federal laws. For additional information from ALTA on the HUD-I Settlement Statement visit

Know the facts, understand costs and prepare for the closing day with ALTA's "Home Closing 101" educational initiative:

Selecting a Lender
You will find there are literally hundreds of lenders to choose from. Realty Title is approved to close for nearly every lender in the area.