About a Title Search for Your Real Estate Purchase

The purpose of the title search is:

  • To verify the seller's right to transfer ownership.
  • To discover any claims, errors, assessments, debts or other restrictions on the property.

According to the American Land Title Association, title companies find and fix problems with the title in 25% of transactions-usually without the the borrower or lender even knowing it! In addition, title companies pay millions of dollars each year in claims. Title insurance provides significant value to lenders and homeowners.

Before closing, Realty Title searches the public records for all matters affecting title. The search entails examining the records in the offices of the Register of Deeds, Clerk of Courts, and other municipal and county officials. These records include recorded documents, judgments, liens, taxes, street easements, sewer assessments, special taxes and other matters that could affect property ownership.

Through careful examination of these records, we determine who owns the property and what interests may already exist in that property.

This process, called a title search, provides early warnings of title flaws that must be dealt with before the property can be sold or refinanced.

ALTA Brochure

Download ALTA's Brochure - Ask About Title Insurance? (PDF File - 464 KB) - Explanation of what a title search is, what an owner's policy is and due diligence in the title search.

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Transactions

Our extensive experience means a reliable closing for you
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Locations to Serve

Convenient locations throughout the South
150+

Employees

Each giving the personal touch. We'll know your name
1985

In Business Since

Decades of experience in real estate closings

Testimonials

I truly love Realty Title. I've used them for years. Andy Amy and Stephanie have helped me many times. When I call and say my name they know exactly who I am and know what file I'm calling about. They work well together and I just can't say enough about them personally. Keep up the good work guys.

Kandy King,

Home & Country

I had a closing on Halloween with some elderly clients. Andy was dressed up as a vampire or something with a cape. My client was so smitten with Andy, she completely forgot what she was doing there. When we left, she asked if she could come back and see what Andy looked like not in his vampire swag. I know it does not really reveal how good of a job he did for them, but showed them he knows how to have fun! Everytime I see them, they ask me how Andy is. Can not forget him !!!

Cheryl Ballesteros,

C-L - Brentwood

Special thanks to Andy Wiley and Stephanie McPeake, and Amy Tidwell for above and beyond service consistently. They are always professional, pleasant, and efficient. It is very much recognized and appreciated.

Don Crick

C-L Brentwood

Stephanie, Amy and Andy make closings very enjoyable in a totally professional setting and always look out for my clients and myself. If this was not the case I would not have been your top closer for '12 and '14. For which a plethora of accolades were heaped upon me generously and graciously. I did get a travel mug ;-)

Rick Schell,

C-L Brentwood

I love closing with Realty Title! Kim Spann is wonderful! She always takes time to answer all of my questions. I love that they are next door! If there is a question I can't answer she is always willing. She is great to my clients!

Jenny Newman,

C-L Green Hills