Disclosure of Business Relationships
This is to give you notice that Crye-Leike, REALTORS®, Inc.,
Crye-Leike of Mississippi, Inc., Crye-Leike of Nashville, Inc.,
Crye-Leike of Chattanooga, Inc., and Crye-Leike of Arkansas, Inc. all
referred to hereafter as Crye-Leike, (or its owners) have business
relationships with certain providers of services related to your sale
or purchase of real estate.
Crye-Leike is in the real estate brokerage business providing residential
and commercial service to buyers and sellers and receive a commission on
these services.
Magna Bank: Crye-Leike and Magna Bank have common ownership and financial interest.
Crye-Leike Insurance Agency, Inc. (Homeowners, auto, commercial,
health and life insurance): Crye-Leike and Crye-Leike Insurance Agency,
Inc. have common ownership and financial interest.
Realty Title & Escrow Company: Crye-Leike and Realty Title &
Escrow Company have common ownership and financial interest.
Crye-Leike Home Services: Crye-Leike and Crye-Leike Home Services
have common ownership and financial interest. Crye-Leike may receive
compensation from referrals made through Home Services.
Home Warranty Insurance Disclosure: No Crye-Leike company or
individual has any ownership interest in any company offering home
warranty insurance. However, when a seller or purchaser purchases a home
warranty policy through Crye-Leike sales associates, Crye-Leike and their
associates receive an administrative fee for services performed in the
placement of this service contract.
You are not required to use the listed provider(s) as a condition for
(settlement of your loan on) or (purchase sale or refinance of) the
subject property. There are frequently other settlement service providers
available with similar services. You are free to shop around to
determine that you are receiving the best services and the best rate for
those services.
Realty Title Privacy Notice
WHAT DO THE REALTY TITLE COMPANIES DO WITH YOUR PERSONAL INFORMATION?
Federal and applicable state law and regulations give consumers the right to limit some
but not all sharing. Federal and applicable state law
regulations also require us to tell you how we collect, share, and protect your personal
information. Please read this notice carefully to understand
how we use your personal information. This privacy notice is distributed on behalf of
Realty Title & Escrow Company, Inc., and its affiliates (hereinafter Realty Title),
pursuant to Title V of the Gramm-Leach-Bliley Act (GLBA).
The types of personal information we collect and share depend on the product or service
that you have sought through us. This information can
include social security numbers and driver's license numbers.
All financial companies, such as Realty Title, need to share customers' personal information
to run their everyday business to process
transactions and maintain customer accounts. In the section below, we list the reasons that
we can share customers' personal information; the reasons
that we choose to share; and whether you can limit this sharing.
|
Reasons we can share your personal information. |
Do we share |
Can you limit this sharing? |
For our everyday business purposes - to process your
transactions and
maintain your account.
This may include running the business and
managing customer accounts, such as processing transactions,
mailing,
and auditing services, and responding to court orders and legal
investigations. This may also include
disclosures to lenders, lien holders,
judgment creditors, or other parties claiming an encumbrance or an
interest in
title whose claim or interest must be determined, settled, paid
or released prior to your transaction closing. |
Yes |
No |
|
For our marketing purposes - to offer our products and services
to you. |
Yes |
No |
|
For joint marketing with other financial companies |
No |
We do not share |
For our affiliates' everyday business purposes
- information about
your transactions and experiences.
Affiliates are companies related by
common ownership or control. They can be financial and non-financial
companies. Our affiliates may include companies with a Realty Title or
Prime Title (AR) or Crye-Leike name. |
Yes |
No |
|
For our affiliates' everyday business purposes -
information about
your creditworthiness. |
No |
We do not share |
|
For our affiliates to market to you |
Yes |
No |
For non-affiliates to market to you.
Non-affiliates are companies not
related by common ownership or control.
They can be financial
and nonfinancial
companies |
No |
We do not share |
We may disclose your personal information to our affiliates or to non-affiliates as
permitted by law. If your transaction involves a non-affiliate, such
as a third party insurance company or title insurance underwriter, we may disclose
your personal information to that non-affiliate. [We do not
control their subsequent use of information, and suggest you refer to
their privacy notices.]
SHARING PRACTICES
|
How often does Realty Title notify me about its practices? |
We must notify you about our sharing practices when you
request a transaction. |
|
How does Realty Title protect my personal
information? |
To protect your personal information from unauthorized
access and use, we use
security measures that comply with federal law. These measures include computer,
file, and building safeguards. |
|
How does Realty Title collect my personal information? |
We collect your personal information, for example, when you
- request insurance-related services
- provide such information to us
We also collect your personal information from others, such as the real
estate agent
or lender involved in your transaction, credit reporting agencies,
affiliates or other
companies. |
|
What sharing can I limit? |
Although federal and state law give you the right to limit sharing
(e.g., opt out) in
certain instances, we do not share your personal information in
those instances. |
Contact us: If you have any questions about this privacy notice,
please contact the nearest Realty Title office.
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accessibility.
