Why Realty Title
Realty Title is a full service independent title agency, offering a complete range of title and escrow services to its customers. From the time an order is received, through its title search and examination, preparation for and the conducting of the closing, the receipt and disbursement of funds, recording of documents, and the issuance of a title policy, Realty Title is committed to providing outstanding, professional and timely service to all customers.
Over the years our customers have grown accustomed to the professional and friendly service that Realty Title provides in a transaction. Our customers keep coming back to us because we provide them with peace of mind that the deal will close on time and as smoothly as possible.
At Realty Title, our rates and service make us the first choice among informed sellers, while our reputation for quality and financial strength makes us the first choice among informed buyers and lenders. Even though we protect the titles of many American homes, we stand behind each one as if it were our own.
Title Company Services
Title insurance is a process, not just an end product. Our skilled title experts invest tremendous behind-the-scenes time and energy to ensure a smooth and timely closing for our clients. We provide information and remedies needed to help avoid the risks of possible title problems. If we find any problems, such as liens, title conflicts, boundary disputes, or other problems, we fix them, often without our customers knowing it.
Real Estate Closing Services
- Experienced closing attorneys and closing agents, well trained in real estate and title insurance procedures, are your assurance of a smooth closing.
- Learn more about the role of Realty Title in the closing process.
- More information on the real estate closing
Title Insurance Services
- We provide title insurance for the owners and lenders involved in real estate transactions. There is an owner's policy for the purchaser to protect their equity and a loan policy for the lender to protect their interests.
- Learn more about title insurance.
Role & Function of Realty Title in the Closing Process
Everyday in America, someone somewhere is buying, selling or refinancing their home. And behind the scenes there are people like those at Realty Title. Detail-minded professionals, who conduct in-depth searches to find and remedy any problems for the seller, buyer, borrower, or lender. Boundary disputes, liens, assessments, undisclosed heirs - the list of possible problems is considerable. We look for these problems and we make every effort to resolve them, so the deal can close and the home buyer can move in with peace of mind.
Here are some of the details Realty Title may handle for you:
- Conduct in-depth title search and examination.
- Order payoffs of mortgages and liens, collect taxes and assessments, and seek out and obtain releases of prior liens.
- Act as closing agent pursuant to the instructions of the buyer, seller and lender.
- Act as fiduciary agent to prepare and record documents in accordance with contract, lender instructions and state & federal laws.
- Conduct a smooth, prompt and professional closing.
- Explain closing documents and answer questions related to the closing.
- Serve as escrow and disbursing agent for all funds and distribute funds at closing.
- Issue title insurance policies - insuring a title that is "free and clear" at your closing.
Residential Transactions
- Title Insurance
- Residential Buy, Sale, or Refinance
- Expert Advice During Entire Process
- Preparing Quitclaim Deeds and Warranty Deeds
- Preparing Real Estate Powers of Attorney
- Preparing Settlement Statements
- Preparing Closing Packages
- Gathering, Reviewing, and Preparing Documents Necessary for Estate Conveyances
- Obtaining Releases of Lien and/or Preparing Releases of Lien
- Preparing Seller Net Sheets
- Continued Education Partner for Agents
- Performing Title Examinations
- Notary Services
- Witness Closings
- RON Closings
Commercial Transactions
- Sale of Property We can assist with drafting of purchase and sale agreements and asset purchase agreements (i.e. the sale of a business with or without real estate).
- Commercial Leases We can assist property owners and commercial lessees with the documents that they need.
- Financing Transactions We can help facilitate all manner of financing from banks and traditional lenders to private loan transactions to seller-financing.
- UCC issues A sizable amount of the work we do regarding commercial transactions involves the Uniform Commercial Code. Our extensive experience in dealing with the complexities of the UCC allows us to offer highly effective support to the most complex commercial transactions, including UCC Insurance.
- Title Insurance Our extensive experience in dealing with the complexities of a variety of real estate transaction allows us to offer highly effective support to the most complex commercial transactions including affirmative coverages and endorsements from one of four national underwriters.
- Closing Transactions - We can handle the entire process of any commercial transaction including multiple sellers, buyers, properties or lenders from escrow, signing authority verification, due diligence and processing title and closing documents.
